HLTH RESEARCH PAPER AND POWER POINT RUBRIC CRITERIA INADAQUATE ADEQUATE ABOVE AVERAGE EXEMPLARY PERCENT ORGANIZATION & STRUCTURE Coherent & Logical Flow of thought Smooth Transitions Correct Formatting 0-13 points Writing lacks logical organization. It shows some coherence but ideas lack unity. Serious errors. 14-15 points Writing is coherent and logically organized. Some points remain misplaced and stray from the topic.

Transitions evident but not used throughout essay. 16-17 points Writing is coherent and logically organized with transitions used between ideas and paragraphs to create coherence. Overall unity of ideas is present. 18-20 points Writing shows high degree of attention to logic and reasoning of points. Unity clearly leads the reader to the conclusion and stirs thought regarding the topic. /20 CONTENT & INFORMATION Clarity of purpose Main points developed & supported PPT – Highlighting main points.

Use of visual materials (photographs, charts, video clips or other items required). 0-13 points Main points lack detailed development. Ideas are vague with little evidence of critical thinking. No visual materials used 21-23 points Main points are present with limited detail and development. Some critical thinking is present.

Visual materials appealing. 27-30 points Main points well developed with quality supporting details and quantity. Critical thinking is weaved into points. Visual materials appealing and engaging. 28-30 points Main points well developed with high quality and quantity support.

Reveals high degree of critical thinking. Content indicates synthesis of ideas, in- depth analysis. Visual materials appealing, engaging and easy to understand. /30 GRAMMAR & MECHANICS Sentence structure Grammar & Spelling Punctuation/mechanics 0-13 points Spelling, punctuation, and grammatical errors create distraction, making reading difficult; fragments, comma splices, run-ons evident. Errors are frequent. 14-15 points Most spelling, punctuation, and grammar correct allowing reader to progress though essay.

Some run-on sentences. 16-17 points Essay has few spelling, punctuation, and grammatical errors allowing reader to follow ideas clearly. Very few fragments or run-ons. 18-20 points Essay is free of distracting spelling, punctuation, and grammatical errors; absent of fragments, comma splices, and run-ons. /20 SOURCES Minimum of 6 peer-reviewed journal articles or scholarly books 0-13 points Fewer than six current sources, or fewer than 3 of 6 are peer-reviewed journal articles or scholarly books. Not all web sites utilized are credible, and/or sources are not current.

14-15 points Six current sources, but fewer than 5 of 6 are peer reviewed journal articles or scholarly books. All web sites utilized are credible. 16-17 points Six current sources, of which at least 6 are peer-review journal articles or scholarly books. All web sites utilized are authoritative. 18-20 points More than 6 current sources, of which all are peer review journal articles or scholarly books.

Special interest sources and popular literature are acknowledged as such. All web sites utilized are authoritative. /20 CITATIONS Cites all data obtained from other sources APA citation style is used in both text and bibliography. 0-6 points Fails to cite all data obtained from all sources. Citation style incorrect. Didn’t cite in text and bibliography.

7-8 points Cites all data obtained from all sources. Citation style is either inconsistent or incorrect. 9-10 points Cites all data obtained from all sources. APA citation style is used in both text and bibliography 9-10 points Cites all data obtained from all sources. APA citation style is used in both text and bibliography. /10 Instructions Instructions This spreadsheet file contains three worksheets (Taxes, Debt, and Retirement) to assist you with completing your personal financial plan.

Click on the tabs below to access each worksheet. You should save this file when complete and submit it to the Dropbox folder on D2L along with your completed personal financial plan Word document. Taxes Taxes This worksheet helps you estimate how much you will owe in federal income tax given the current federal income tax rates effective 2020. Individual Taxpayers If Taxable Income is Between: The Tax Due is: 0 - ,% of taxable income ,876 - ,125 7.50 + 12% of the amount over ,875 ,126 - ,525 ,617.50 + 22% of the amount over ,125 ,526 - 3,300 ,605.50 + 24% of the amount over ,525 3,301 - 7,350 ,271.50 + 32% of the amount over 3,300 7,351 - 8,400 ,367.50 + 35% of the amount over 7,350 8,401+ 6,235.00 + 37% of the amount over 8,400 Enter your estimated annual earnings in cell B14 below.

Monthly salary, annual taxes, and monthly taxes are calculated automatically. Annual salary: ,000.00 Monthly salary: 3.33 Annual taxes: ,002.50 Monthly taxes: .54 Debt Debt This worksheet helps you estimate how much you will owe each month on debt, such as credit card balances, car loans, student loan debt, and home loans. Enter the total amount of debt in cell B5 below, the payoff period in years in cell B6 below, and the annual interst rate in cell B7 below. The monthly payment to payoff the debt balance within the payoff period is calculated automatically. Total Debt Balance ,000 Payoff Period in YEARS 10 years Annual Interest Rate 5% Monthly Payment 6.07 Retirement Retirement This worksheet helps you estimate how much you can accumulate in a retirement account while working and how much you will be able to withdraw each month in retirement.

Enter your annual salary in cell B6 below, the percentage of your salary you plan to contribute to your retirement account in cell B7 below, and your estimated years of work in cell B8 below. This example calculates automatically the assumption that your employer will match your contribution up to 5% of your salary if you put in at least 5% of your salary each month. Annaul Salary: ,000 Your % contribution: 4% Years of Work: 30 years Employer Match: 0% Enter the percentages below that you plan to allocate to each category of investments during your working life. You estimated total accumulated balance upon retirement is calculated automatically. Employer Stock: 0% Money Market Fund: 100% Bond Fund: 0% Equity Fund: 0% Estimated Balance at Retirement ,424.18 Enter the number of years you plan to make equal monthly withdrawals from your retirement account.

Years of Retirement: 30 years Enter the percentages below that you plan to maintain to each category of investments during your retirement years. Your estimated monthly withdrawal amount is calculated automatically. Employer Stock: 0% Money Market Fund: 100% Bond Fund: 0% Equity Fund: 0% Estimated Monthly Withdrawals: .71 Personal Financial Plan FIN 2010 Personal Financial Planning Name : (Insert Your Name Here) Self-Reflection Briefly answer each of the following questions about yourself. · What are my passions, those things that I have an intense desire or enthusiasm for? · What do I do best? · What activities do I need to be a regular part of my life? · What gives me energy? · What am I willing to sacrifice for? · Whom do I want to help in life?

How can I help them? · What do I love to do? Define Your Goals State at least three short-term, three medium-term, and three long-term personal goals. Short-term Goals (Examples: pay off credit card debt, go on vacation) · 1) · 2) · 3) · Medium-term Goals (Examples: get married, pay off student loans) · 1) · 2) · 3) · Long-term Goals (Examples: pay for children’s college, retire early) · 1) · 2) · 3) · Assess Your Current Financial Situation Provide the details on your current financial situation. Monthly Inflows (Examples: wages ,000; parental allowance 0) · 1) · 2) · Monthly Outflows (Examples: rent 0, food 0, car payment 0) · 1) · 2) · Assets (Examples: car ,000; savings ,000; personal items

Hlth 250 004 Research Paper And Power Point Rubriccriteriainadaquatead

HLTH RESEARCH PAPER AND POWER POINT RUBRIC CRITERIA INADAQUATE ADEQUATE ABOVE AVERAGE EXEMPLARY PERCENT ORGANIZATION & STRUCTURE Coherent & Logical Flow of thought Smooth Transitions Correct Formatting 0-13 points Writing lacks logical organization. It shows some coherence but ideas lack unity. Serious errors. 14-15 points Writing is coherent and logically organized. Some points remain misplaced and stray from the topic.

Transitions evident but not used throughout essay. 16-17 points Writing is coherent and logically organized with transitions used between ideas and paragraphs to create coherence. Overall unity of ideas is present. 18-20 points Writing shows high degree of attention to logic and reasoning of points. Unity clearly leads the reader to the conclusion and stirs thought regarding the topic. /20 CONTENT & INFORMATION Clarity of purpose Main points developed & supported PPT – Highlighting main points.

Use of visual materials (photographs, charts, video clips or other items required). 0-13 points Main points lack detailed development. Ideas are vague with little evidence of critical thinking. No visual materials used 21-23 points Main points are present with limited detail and development. Some critical thinking is present.

Visual materials appealing. 27-30 points Main points well developed with quality supporting details and quantity. Critical thinking is weaved into points. Visual materials appealing and engaging. 28-30 points Main points well developed with high quality and quantity support.

Reveals high degree of critical thinking. Content indicates synthesis of ideas, in- depth analysis. Visual materials appealing, engaging and easy to understand. /30 GRAMMAR & MECHANICS Sentence structure Grammar & Spelling Punctuation/mechanics 0-13 points Spelling, punctuation, and grammatical errors create distraction, making reading difficult; fragments, comma splices, run-ons evident. Errors are frequent. 14-15 points Most spelling, punctuation, and grammar correct allowing reader to progress though essay.

Some run-on sentences. 16-17 points Essay has few spelling, punctuation, and grammatical errors allowing reader to follow ideas clearly. Very few fragments or run-ons. 18-20 points Essay is free of distracting spelling, punctuation, and grammatical errors; absent of fragments, comma splices, and run-ons. /20 SOURCES Minimum of 6 peer-reviewed journal articles or scholarly books 0-13 points Fewer than six current sources, or fewer than 3 of 6 are peer-reviewed journal articles or scholarly books. Not all web sites utilized are credible, and/or sources are not current.

14-15 points Six current sources, but fewer than 5 of 6 are peer reviewed journal articles or scholarly books. All web sites utilized are credible. 16-17 points Six current sources, of which at least 6 are peer-review journal articles or scholarly books. All web sites utilized are authoritative. 18-20 points More than 6 current sources, of which all are peer review journal articles or scholarly books.

Special interest sources and popular literature are acknowledged as such. All web sites utilized are authoritative. /20 CITATIONS Cites all data obtained from other sources APA citation style is used in both text and bibliography. 0-6 points Fails to cite all data obtained from all sources. Citation style incorrect. Didn’t cite in text and bibliography.

7-8 points Cites all data obtained from all sources. Citation style is either inconsistent or incorrect. 9-10 points Cites all data obtained from all sources. APA citation style is used in both text and bibliography 9-10 points Cites all data obtained from all sources. APA citation style is used in both text and bibliography. /10 Instructions Instructions This spreadsheet file contains three worksheets (Taxes, Debt, and Retirement) to assist you with completing your personal financial plan.

Click on the tabs below to access each worksheet. You should save this file when complete and submit it to the Dropbox folder on D2L along with your completed personal financial plan Word document. Taxes Taxes This worksheet helps you estimate how much you will owe in federal income tax given the current federal income tax rates effective 2020. Individual Taxpayers If Taxable Income is Between: The Tax Due is: 0 - $9,% of taxable income $9,876 - $40,125 $987.50 + 12% of the amount over $9,875 $40,126 - $85,525 $4,617.50 + 22% of the amount over $40,125 $85,526 - $163,300 $14,605.50 + 24% of the amount over $85,525 $163,301 - $207,350 $33,271.50 + 32% of the amount over $163,300 $207,351 - $518,400 $47,367.50 + 35% of the amount over $207,350 $518,401+ $156,235.00 + 37% of the amount over $518,400 Enter your estimated annual earnings in cell B14 below.

Monthly salary, annual taxes, and monthly taxes are calculated automatically. Annual salary: $10,000.00 Monthly salary: $833.33 Annual taxes: $1,002.50 Monthly taxes: $83.54 Debt Debt This worksheet helps you estimate how much you will owe each month on debt, such as credit card balances, car loans, student loan debt, and home loans. Enter the total amount of debt in cell B5 below, the payoff period in years in cell B6 below, and the annual interst rate in cell B7 below. The monthly payment to payoff the debt balance within the payoff period is calculated automatically. Total Debt Balance $10,000 Payoff Period in YEARS 10 years Annual Interest Rate 5% Monthly Payment $106.07 Retirement Retirement This worksheet helps you estimate how much you can accumulate in a retirement account while working and how much you will be able to withdraw each month in retirement.

Enter your annual salary in cell B6 below, the percentage of your salary you plan to contribute to your retirement account in cell B7 below, and your estimated years of work in cell B8 below. This example calculates automatically the assumption that your employer will match your contribution up to 5% of your salary if you put in at least 5% of your salary each month. Annaul Salary: $10,000 Your % contribution: 4% Years of Work: 30 years Employer Match: 0% Enter the percentages below that you plan to allocate to each category of investments during your working life. You estimated total accumulated balance upon retirement is calculated automatically. Employer Stock: 0% Money Market Fund: 100% Bond Fund: 0% Equity Fund: 0% Estimated Balance at Retirement $16,424.18 Enter the number of years you plan to make equal monthly withdrawals from your retirement account.

Years of Retirement: 30 years Enter the percentages below that you plan to maintain to each category of investments during your retirement years. Your estimated monthly withdrawal amount is calculated automatically. Employer Stock: 0% Money Market Fund: 100% Bond Fund: 0% Equity Fund: 0% Estimated Monthly Withdrawals: $60.71 Personal Financial Plan FIN 2010 Personal Financial Planning Name : (Insert Your Name Here) Self-Reflection Briefly answer each of the following questions about yourself. · What are my passions, those things that I have an intense desire or enthusiasm for? · What do I do best? · What activities do I need to be a regular part of my life? · What gives me energy? · What am I willing to sacrifice for? · Whom do I want to help in life?

How can I help them? · What do I love to do? Define Your Goals State at least three short-term, three medium-term, and three long-term personal goals. Short-term Goals (Examples: pay off credit card debt, go on vacation) · 1) · 2) · 3) · Medium-term Goals (Examples: get married, pay off student loans) · 1) · 2) · 3) · Long-term Goals (Examples: pay for children’s college, retire early) · 1) · 2) · 3) · Assess Your Current Financial Situation Provide the details on your current financial situation. Monthly Inflows (Examples: wages $1,000; parental allowance $500) · 1) · 2) · Monthly Outflows (Examples: rent $500, food $300, car payment $350) · 1) · 2) · Assets (Examples: car $10,000; savings $1,000; personal items $2,000) · 1) · 2) · Liabilities (Examples: car loan balance $12,500; student debt $35,000; credit card debt $800) · 1) · 2) · Describe your payment schedule and interest rate for each liability. (Examples: Equal monthly payments due after graduation for ten years at 6% interest, equal monthly payments of $350 for 20 months remaining) · 1) · 2) · Assess Your Future Financial Situation Likely your future financial situation five years after graduation will be substantially different than your current financial situation.

State your future career plans and estimate your annual earnings. Provide the source of your estimates. Need ideas? Check out the Bureau of Labor Statistics career exploration page: Future Career Plan A: Estimated Annual Income: Source: Future Career Plan B: Estimated Annual Income: Source: Forecast your future monthly inflows and outflows five years after graduation based on your career plan A. State your sources.

Use the FIN 2010 ‘Personal Financial Plan’ spreadsheet file to help you with estimating monthly expenditures on debt and taxes. Don’t forget to include taxes, insurance, transportation, food, and utilities in your monthly outflows. Monthly Inflows (Examples: wages $3,500; investment income $200) · 1) · 2) · Monthly Outflows (Examples: house payment $1,000; student debt payment $400) · 1) · 2) · Sources: Preparing for the Unexpected For each of the following life circumstances, state how you will prepare in advance to address each situation financially. · An unexpected $300 expense · Your wallet or purse is stolen and you discover there are fraudulent charges on your credit card · A car accident results in $5,000 in damages and six weeks out of work · Strong storms cause approximately $20,000 damage to your home · A medically necessary surgery with three days of hospitalization · Unexpected early death Investing for the Long Run Many employers provide a retirement benefit, such as a 401(k) account, and may provide matching contributions into your account.

State your planned choice in each situation. · Your employer provides a traditional 401(k) account; however, no matching funds are provided. What percentage of your salary per month do you plan to contribute? · Your employer provides a traditional 401(k) account and will match your contribution up to 5% of your salary if you put in at least 5% of your salary each month. What percentage of your salary per month do you plan to contribute? · Your employer provides a menu of low-fee investment options for your 401(k) account that include the employer stock, a money market fund, a mutual fund specializing in government bonds, and a mutual fund that invests in both domestic and international stocks.

What percentage of your monthly contribution will you allocate to each option? · employer stock: · money market fund: · bond fund: · equity fund: · Your employer begins providing a Roth 401(k) account as an alternative to the traditional 401(k) account. Will you switch your monthly contribution to a Roth account? Why or why not? · Use the FIN 2010 ‘Personal Financial Plan’ spreadsheet file to help you with estimating how much your retirement account will reach by the start of your retirement. estimated retirement account balance at retirement: · Use the FIN 2010 ‘Personal Financial Plan’ spreadsheet file to help you with estimating how much your retirement account will be able to produce in income each year of your retirement. estimated retirement account yearly withdrawal: Esther Lawal Strategies in Stress Management HLTH- Professor Andie Rowe Research topic: The Effects of Marijuana on Mental Illnesses: Anxiety.

Possible sources include: 1. Filbey, F. M., Aslan, S., Calhoun, V. D., Spence, J. S., Damaraju, E., Caprihan, A., & Segall, J. (2014).

Long-term effects of marijuana use on the brain. Proceedings of the National Academy of Sciences, 111(47), . 2. Dellazizzo, L., Potvin, S., Beaudoin, M., Luigi, M., Dou, B. Y., Giguère, C. à‰., & Dumais, A. (2019).

Cannabis use and violence in patients with severe mental illnesses: A meta-analytical investigation. Psychiatry research, 274, 42-48. 3. Cancilliere, M. K., Yusufov, M., & Weyandt, L. (2018).

Effects of Co-occurring marijuana use and anxiety on brain structure and functioning: A systematic review of adolescent studies. Journal of adolescence, 65, . 4. Feingold, D., Brill, S., Goor-Aryeh, I., Delayahu, Y., & Lev-Ran, S. (2017). Depression and anxiety among chronic pain patients receiving prescription opioids and medical marijuana.

Journal of affective disorders , 218 , 1-7. 5. Bandelow, B., Michaelis, S., & Wedekind, D. (2017). Treatment of anxiety disorders. Dialogues in clinical neuroscience, 19(2), 93.

6. Buckner, J. D., Zvolensky, M. J., Ecker, A. H., & Jeffries, E.

R. (2016). Cannabis craving in response to laboratory-induced social stress among racially diverse cannabis users: The impact of social anxiety disorder. Journal of Psychopharmacology, 30(4), . Esther Lawal Strategies in Stress Management HLTH - Professor And ie Ro w e Research topic: The Effects of Marijuana on Mental Illnesses : Anxiety. Possible sources include: 1.

Filbey, F. M., Aslan, S., Calhoun, V. D., Spence, J. S., Damaraju, E., Caprihan, A., & Segall, J. (2014). Long - term effects of marijuana use on the brain.

Proceedings of the National Academy of Sciences, 111(47), . 2. Dellazizzo, L., Potvin, S., Beaudoin, M., Luigi, M., Dou, B. Y., Giguère, C. à‰., & Dumais, A. (2019). Cannabis use and violence in patients with severe mental illnesses: A meta - analytical investigation.

Psychiatry research, 274, . 3. Cancilliere, M. K., Yusufov, M., & Weyandt, L. (2018). Effects of Co - occurring marijuana use and anxiety on brain structu re and functioning: A systematic review of adolescent studies.

Journal of adolescence, 65, . 4. Feingold, D., Brill, S., Goor - Aryeh, I., Delayahu, Y., & Lev - Ran, S. (2017). Depression and anxiety among chronic pain patients receiving prescription opioids and medical marijuana. Journal of affective disorders , 218 , .

5. Bandelow, B., Michaelis, S., & Wedekind, D. (2017). Treatment of anxiety disorders. Dialogues in clinical neuroscience, 19(2), 93. 6.

Buckner, J. D., Zvolensky, M. J., Ecker , A. H., & Jeffries, E. R. (2016).

Cannabis craving in response to laboratory - induced social stress among racially diverse cannabis users: The impact of social anxiety disorder. Journal of Psychopharmacology, 30(4), . Esther Lawal Strategies in Stress Management HLTH- Professor Andie Rowe Research topic: The Effects of Marijuana on Mental Illnesses: Anxiety. Possible sources include: 1. Filbey, F.

M., Aslan, S., Calhoun, V. D., Spence, J. S., Damaraju, E., Caprihan, A., & Segall, J. (2014). Long-term effects of marijuana use on the brain. Proceedings of the National Academy of Sciences, 111(47), .

2. Dellazizzo, L., Potvin, S., Beaudoin, M., Luigi, M., Dou, B. Y., Giguère, C. à‰., & Dumais, A. (2019). Cannabis use and violence in patients with severe mental illnesses: A meta-analytical investigation. Psychiatry research, 274, 42-48.

3. Cancilliere, M. K., Yusufov, M., & Weyandt, L. (2018). Effects of Co- occurring marijuana use and anxiety on brain structure and functioning: A systematic review of adolescent studies. Journal of adolescence, 65, .

4. Feingold, D., Brill, S., Goor-Aryeh, I., Delayahu, Y., & Lev-Ran, S. (2017). Depression and anxiety among chronic pain patients receiving prescription opioids and medical marijuana. Journal of affective disorders, 218, 1-7. 5.

Bandelow, B., Michaelis, S., & Wedekind, D. (2017). Treatment of anxiety disorders. Dialogues in clinical neuroscience, 19(2), 93. 6. Buckner, J.

D., Zvolensky, M. J., Ecker, A. H., & Jeffries, E. R. (2016). Cannabis craving in response to laboratory-induced social stress among racially diverse cannabis users: The impact of social anxiety disorder. Journal of Psychopharmacology, 30(4), .

,000) · 1) · 2) · Liabilities (Examples: car loan balance ,500; student debt ,000; credit card debt 0) · 1) · 2) · Describe your payment schedule and interest rate for each liability. (Examples: Equal monthly payments due after graduation for ten years at 6% interest, equal monthly payments of 0 for 20 months remaining) · 1) · 2) · Assess Your Future Financial Situation Likely your future financial situation five years after graduation will be substantially different than your current financial situation.

State your future career plans and estimate your annual earnings. Provide the source of your estimates. Need ideas? Check out the Bureau of Labor Statistics career exploration page: Future Career Plan A: Estimated Annual Income: Source: Future Career Plan B: Estimated Annual Income: Source: Forecast your future monthly inflows and outflows five years after graduation based on your career plan A. State your sources.

Use the FIN 2010 ‘Personal Financial Plan’ spreadsheet file to help you with estimating monthly expenditures on debt and taxes. Don’t forget to include taxes, insurance, transportation, food, and utilities in your monthly outflows. Monthly Inflows (Examples: wages