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Suppose you are an investor with a choice between three securities that are iden

ID: 1097081 • Letter: S

Question

Suppose you are an investor with a choice between three securities that are identical in every way except in terms of their rates of return and risk. Which security has the least risk (smallest standard deviation)?

Investment A:    total return = 10 percent with probability 50 percent

                           total return = 20 percent with probability 50 percent

Investment B:    total return = 12 percent with probability 50 percent

                           total return = 18 percent with probability 50 percent

Investment C:    total return = 5 percent with probability 60 percent

                           total return = 25 percent with probability 40 percent

Select one:

1. Investment A

2. Investment B

3. Investment C

4. Investments A and B have the same risk, which is less than that of investment C.

Explanation / Answer

Hi,

The correct answer is as follows

Expected return on stock A = 10%*50%+20%*50%

15%

Standard Deviation of stock A = sqroot((15%-10%)^2*50%+(15%-20%)^2*0.5)

=5%

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Expected Return on Stock B = 12%*50%+18%*50%

=15%

Std. Deviation of stock B = sqroot((15%-12%)^2*50%+(15%-18%)^2*0.5)

=3%

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Expected return on stock C= 5%*60%+25%*40%

=13%

Std. Deviation on stock C =  sqroot((13%-5%)^2*60%+(13%-25%)^2*0.4)

=9.78%

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Since, the standard deviation of stock B is the lowest, it is the least risky stock

Hence, option (B), is the correct answer