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On January 1, Gemstone Company obtained a $165,000, 10-year, 7% installment note

ID: 2334097 • Letter: O

Question

On January 1, Gemstone Company obtained a $165,000, 10-year, 7% installment note from Guarantee Bank.  The note requires annual payments of $23,492, with the first payment occurring on the last day of the fiscal year. The first payment consists of interest of $11,550 and principal repayment of $11,942. The journal entry to record the issuance of the installment note for cash on January 1 would include a

debit to Notes Payable for $165,000

credit to Interest Payable for $11,550

debit to Interest Expense for $11,550

credit to Notes Payable for $165,000

a.

debit to Notes Payable for $165,000

b.

credit to Interest Payable for $11,550

c.

debit to Interest Expense for $11,550

d.

credit to Notes Payable for $165,000

Explanation / Answer

Option d. credit to Notes Payable for $165,000 is correct answer.

Date Accounts Title Debit Credit January 1 Cash $165,000 Notes Payable $165,000