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Assume we have the following 5 years of annual returns. Year returns 1 20.00% 2

ID: 2383181 • Letter: A

Question

Assume we have the following 5 years of annual returns.

Year

returns

1

20.00%

2

10.00%

3

0.00%

4

45.00%

5

-50.00%

Compute the arithmetic annual return.


Compute the geometric annual return.


A typical Idaho payday loan cost is approximately 1% per week plus fees. On a $500 loan for 14 days the fees plus interest are about $125.[1] What is the equivalent annual cost of this loan?




Place the following sources of external financing in order of increasing importance (i.e., total volume issued in the U.S. since 2000)
I. Preferred stock
II. Common stock
III. Debt
a. I, II, III
b. II, I, III
c. III, I, II
d. III, II, I

For each of the following years, rank the government yield curve from highest to lowest rates:
a. 2015, 2004, 1994, 1984
b. 1994, 2015, 2004, 1984
c. 2015, 1984, 2004, 1985
d. 1984, 1994, 2004, 2015

Suppose a zero coupon bond with a par value of $1000 and 8 years to maturity has a price of $500. What is its yield?

see e.g., https://checkintocash.com/offers/online-payday-loans/aw.

Year

returns

1

20.00%

2

10.00%

3

0.00%

4

45.00%

5

-50.00%

Explanation / Answer

Arithmetic annual return   = (20%+10%+0%+45%-50%)÷5

                                        =5%

Geometric annual return = [(1+20%)×(1+10%)×(1+0%)(1+45%)(1-50%)]^(1÷5)-1= -0.0088