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Simpson is a single individual under 65 who is employed full-time by Duff Corpor

ID: 2427389 • Letter: S

Question

Simpson is a single individual under 65 who is employed full-time by Duff Corporation. This year Simpson reports AGI of $73,800 and has incurred the following medical expenses:

a) Calculate the amount of medical expenses that will be included with Simpson's itemized deductions after any applicable limitations.

b)

Suppose that Simpson was reimbursed for $650 of the physician's charges and $1,820 for the hospital costs. Calculate the amount of medical expenses that will be included with Simpson’s itemized deductions after any applicable limitations.

  Dentist charges $ 1,080   Physician's charges 2,140   Optical charges 940   Cost of eyeglasses 725   Hospital charges 3,750   Prescription drugs 375   Over-the-counter drugs 935   Medical insurance premiums (not through an exchange) 1,060

Explanation / Answer

If you itemize your deductions for a taxable year on Form 1040, Schedule A (PDF), Itemized Deductions, you may be able to deduct expenses you paid that year for medical and dental care for yourself, your spouse, and your dependents. You may deduct only the amount of your total medical expenses that exceed 10% of your adjusted gross income or 7.5% if you or your spouse is 65 or older. The 7.5% limitation is effective only from January 1, 2013 to December 31, 2016 for individuals age 65 and older and their spouses. You figure the amount you are allowed to deduct on Form 1040, Schedule A.

Medical care expenses include payments for the diagnosis, cure, mitigation, treatment, or prevention of disease, or payments for treatments affecting any structure or function of the body.

Deductible medical expenses may include but are not limited to the following:

Case -1

As per the above policy the following medical expenses are allowed for deductions

  Dentist charges

1080

  Physician's charges

2140

  Optical charges

940

  Cost of eyeglasses

725

  Hospital charges

3750

  Prescription drugs

375

  Over-the-counter drugs

935

  Medical insurance premiums (not through an exchange)

1060

Total Medical Expenses

11005

Here Simpson age is less than 65 years

so he is eligible for deduction of 10% of his AGI

10% OF AGI   (73800 * 10% )

7380

Here total medical expenses excess of 10% of AGI

Total Medical expenses are allowed for deduction.

Case -2

If he reimbuse 650 from Physicians charges and 1820 for Hospital cost

Total Medical Expenses after the above deductions

Total Medical Expenses

8385

10% OF AGI   (73800 * 10% )

7380

Here total medical expenses excess of 10% of AGI

Total Medical expenses are allowed for deduction.

Case -1

As per the above policy the following medical expenses are allowed for deductions

  Dentist charges

1080

  Physician's charges

2140

  Optical charges

940

  Cost of eyeglasses

725

  Hospital charges

3750

  Prescription drugs

375

  Over-the-counter drugs

935

  Medical insurance premiums (not through an exchange)

1060

Total Medical Expenses

11005

Here Simpson age is less than 65 years

so he is eligible for deduction of 10% of his AGI

10% OF AGI   (73800 * 10% )

7380

Here total medical expenses excess of 10% of AGI

Total Medical expenses are allowed for deduction.

Case -2

If he reimbuse 650 from Physicians charges and 1820 for Hospital cost

Total Medical Expenses after the above deductions

Total Medical Expenses

8385

10% OF AGI   (73800 * 10% )

7380

Here total medical expenses excess of 10% of AGI

Total Medical expenses are allowed for deduction.