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Preparing a Cash Budget Sofia expects to earn $3800 from her summer job and $150

ID: 2446619 • Letter: P

Question

Preparing a Cash Budget
Sofia expects to earn $3800 from her summer job and $1500 from working as a babysitter. She receives gifts worth $400 from her friends and family on her birthday. A scholarship from a local Book Reader's Club adds $1000 each year while she is in college.

Additional details:

Sofia's family pays for her college costs, except for room and boarding

Her planned expenditures for the year include the apartment rent of $150 per month for 12 months and annual food costs of $5000.

Monthly transportation and entertainment costs are $40 and $50, respectively.

A cash reserve of $500 needs to be maintained for travel and other emergencies.

At the beginning of the year, Sofia has the cash reserve and $200. Her father asks Sofia if she would need a loan during the year. Prepare Sofia's personal cash budget for the year based on the data given, and suggest an appropriate response for her father.

Submission Requirements:

Answer each problem in detail with conclusions and results.

Submit the calculations in a Microsoft Excel file, showing step-by-step calculations.

Submit the responses in a Microsoft Word document meeting the following criteria:

Font: Arial, Size: 12 point

Length: 2–3 pages

Explanation / Answer

ash Budget Opening Cash $200 Incomes Summer Job $3,800 Baby sitting $1,500 Birthday gifts $400 Scholarship $1,000 Total Incomes $6,700 Expenses Apartment Rent $1,800 Food Costs $5,000 Transportation $480 Entertainment Costs $600 Total Expenses $7,880 Minimum Cash reserve $500 Loan from Father $1,480