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Matt and Meg Comer are married. They do not have any children. Matt works as a h

ID: 2446668 • Letter: M

Question

Matt and Meg Comer are married. They do not have any children. Matt works as a history professor at a local university and earns a salary of $64,000. Meg works part-time at the same university. She earns $21,000 a year. The couple does not itemize deductions. Other than salary, the Comers’ only other source of income is from the disposition of various capital assets (mostly stocks). (Use the tax rate schedules.)

What is the Comers’ tax liability for 2015 if they report the following capital gains and losses for the year?

Matt and Meg Comer are married. They do not have any children. Matt works as a history professor at a local university and earns a salary of $64,000. Meg works part-time at the same university. She earns $21,000 a year. The couple does not itemize deductions. Other than salary, the Comers’ only other source of income is from the disposition of various capital assets (mostly stocks). (Use the tax rate schedules.)

What is the Comers’ tax liability for 2015 if they report the following capital gains and losses for the year?

  Short-term capital gains $ 9,000   Short-term capital losses (2,000 )   Long-term capital gains 15,000   Long-term capital losses (6,000 )

Explanation / Answer

Matt's Income from Salary

$64,000.00

Meg's income from Part time work

$21,000.00

Joint Income

$85,000.00

Short Term Capital Gain

$9,000.00

Less :Short Term Capital Loss

$2,000.00

Net Short Term capital Gain

$7,000.00

Long Term Capital Gain

$15,000.00

Less :Long Term Capital Loss

$6,000.00

Net Long Term capital Gain

$9,000.00

Tax on Joint Income & Capital Gain

Tax Rate

Married Filing Jointly (Tax slabs)

joint Income and short term capital gain (as per qualified braket)

Tax

Long Term capital Gain Rate

Tax on Long Term Capital gain

10%

$0 - $18,450

$18,450.00

$1,845.00

0%

15%

$18,450 - $74,900

$56,450.00

$8,467.50

0%

25%

$74,900 - $151,200

$17,100.00

$4,275.00

15%

$1,350.00

28%

$151,200 - $230,450

15%

33%

$230,450 - $411,500

15%

35%

$411,500 - $464,850

15%

39.60%

over $464,850

20%

total

$92,000.00

$14,587.50

$1,350.00

total Tax Payable              $ 14,587.50 + $1,350.00 = $15,937.50

Matt's Income from Salary

$64,000.00

Meg's income from Part time work

$21,000.00

Joint Income

$85,000.00

Short Term Capital Gain

$9,000.00

Less :Short Term Capital Loss

$2,000.00

Net Short Term capital Gain

$7,000.00

Long Term Capital Gain

$15,000.00

Less :Long Term Capital Loss

$6,000.00

Net Long Term capital Gain

$9,000.00