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Present Value of a Lump-Sum Rate of interest per period in percent Periods 3% 5%

ID: 2472762 • Letter: P

Question

Present Value of a Lump-Sum

Rate of interest per period in percent

Periods

3%

5%

8%

9%

10%

12%

14%

15%

16%

20%

1

0.9709

0.9524

0.9259

0.9174

0.9091

0.8929

0.8772

0.8696

0.8621

0.8333

2

0.9426

0.9070

0.8573

0.8417

0.8265

0.7972

0.7695

0.7561

0.7432

0.6944

3

0.9151

0.8638

0.7938

0.7722

0.7513

0.7118

0.6750

0.6575

0.6407

0.5787

4

0.8885

0.8227

0.7350

0.7084

0.6830

0.6355

0.5921

0.5718

0.5523

0.4823

5

0.8626

0.7835

0.6806

0.6499

0.6209

0.5674

0.5194

0.4972

0.4761

0.4019

6

0.8375

0.7462

0.6311

0.5963

0.5645

0.5066

0.4556

0.4323

0.4104

0.3349

7

0.8131

0.7107

0.5835

0.5470

0.5132

0.4523

0.3996

0.3759

0.3538

0.2791

8

0.7894

0.6768

0.5403

0.5019

0.4665

0.4039

0.3506

0.3269

0.3050

0.2326

9

0.7664

0.6446

0.5003

0.4604

0.4241

0.3606

0.3075

0.2843

0.2630

0.1938

10

0.7441

0.6139

0.4632

0.4224

0.3855

0.3220

0.2697

0.2472

0.2267

0.1615

12

0.7014

0.5568

0.3971

0.3555

0.3186

0.2567

0.2076

0.1869

0.1685

0.1122

15

0.6419

0.4810

0.3152

0.2745

0.2394

0.1827

0.1401

0.1229

0.1079

0.0649

16

0.6232

0.4581

0.2919

0.2519

0.2176

0.1631

0.1229

0.1069

0.0930

0.0541

17

0.6050

0.4363

0.2703

0.2311

0.1978

0.1456

0.1078

0.0929

0.0802

0.0471

18

0.5874

0.4155

0.2503

0.2120

0.1799

0.1300

0.0946

0.0808

0.0691

0.0376

19

0.5703

0.3957

0.2317

0.1945

0.1635

0.1161

0.0829

0.0703

0.0596

0.0313

20

0.5537

0.3769

0.2146

0.1784

0.1486

0.1037

0.0728

0.0611

0.0514

0.0261

21

0.5375

0.3589

0.1987

0.1637

0.1351

0.0926

0.0638

0.0531

0.0443

0.0217

24

0.4920

0.3101

0.1577

0.1264

0.1015

0.0659

0.0431

0.0349

0.0284

0.0126

25

0.4776

0.2953

0.1460

0.1160

0.0923

0.0588

0.0378

0.0304

0.0245

0.0105

Present Value of an Annuity

Rate of interest per period in percent

Periods

3%

5%

8%

9%

10%

12%

14%

15%

16%

20%

1

0.9709

0.9524

0.9259

0.9174

0.9091

0.8929

0.8772

0.8696

0.8621

0.8333

2

1.9135

1.8594

1.7833

1.7591

1.7355

1.6901

1.6467

1.6257

1.6052

1.5278

3

2.8286

2.7233

2.5771

2.5313

2.4869

2.4018

2.3216

2.2832

2.2459

2.1065

4

3.7171

3.5460

3.3121

3.2397

3.1699

3.0374

2.9137

2.8550

2.7982

2.5887

5

4.5797

4.3295

3.9927

3.8897

3.7908

3.6048

3.4331

3.3522

3.2743

2.9906

6

5.4172

5.0757

4.6229

4.4859

4.3553

4.1114

3.8887

3.7845

3.6847

3.3255

7

6.2303

5.7864

5.2064

5.0330

4.8684

4.5638

4.2883

4.1604

4.0386

3.6046

8

7.0197

6.4632

5.7466

5.5348

5.3349

4.9676

4.6389

4.4873

4.3436

3.8372

9

7.7861

7.1078

6.2469

5.9953

5.7590

5.3283

4.9464

4.7716

4.6065

4.0310

10

8.5302

7.7217

6.7101

6.4177

6.1446

5.6502

5.2161

5.0188

4.8332

4.1925

12

9.9540

8.8633

7.5361

7.1607

6.8137

6.1944

5.6603

5.4206

5.1971

4.4392

15

11.9379

10.3797

8.5595

8.0607

7.6061

6.8109

6.1422

5.8474

5.5755

4.6755

16

12.5611

10.8378

8.8514

8.3126

7.8237

6.9740

6.2651

5.9542

5.6685

4.7296

17

13.1661

11.2741

9.1216

8.5436

8.0215

7.1196

6.3729

6.0472

5.7487

4.7746

18

13.7535

11.6896

9.3719

8.7556

8.2014

7.2497

6.4674

6.1280

5.8178

4.8122

19

14.3238

12.0853

9.6036

8.9501

8.3649

7.3658

6.5504

6.1982

5.8775

4.8435

20

14.8775

12.4622

9.8182

9.1286

8.5135

7.4694

6.6231

6.2593

5.9288

4.8696

21

15.4150

12.8212

10.0168

9.2922

8.6487

7.5620

6.6870

6.3125

5.9731

4.8913

25

17.4132

14.0939

10.6748

9.8226

9.0770

7.8431

6.8729

6.4641

6.0971

4.9476

Present Value of a Lump-Sum

Explanation / Answer

Computation of net present value

Years Cash inflows Annuity value@20% PV of cash flows

1 to 10 60000 4.1925 251550

less: initial investment (160000)

NPV 91550.

NPV is positive so, accept the project.