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Paul Sabin organized Sabin Electronics 10 years ago to produce and sell several

ID: 2486112 • Letter: P

Question

Paul Sabin organized Sabin Electronics 10 years ago to produce and sell several electronic devices on which he had secured patents. Although the company has been fairly profitable, it is now experiencing a severe cash shortage. For this reason, it is requesting a $530,000 long-term loan from Gulfport State Bank, $115,000 of which will be used to bolster the Cash account and $415,000 of which will be used to modernize equipment. The company’s financial statements for the two most recent years follow:

Explanation / Answer

  

Sabin Electronics Comparative Balance Sheet This Year Last Year   Assets      Current assets:         Cash $ 110,000 $ 250,000         Marketable securities 0 28,000         Accounts receivable, net 607,000 400,000         Inventory 1,045,000 695,000         Prepaid expenses 30,000 32,000         Total current assets 1,792,000 1,405,000      Plant and equipment, net 1,946,400 1,470,000         Total assets $ 3,738,400 $ 2,875,000         Liabilities and Stockholders Equity      Liabilities:         Current liabilities $ 850,000 $ 400,000         Bonds payable, 12% 750,000 750,000         Total liabilities 1,600,000 1,150,000         Stockholders' equity:         Common stock, $15 par 790,000 790,000         Retained earnings 1,348,400 935,000         Total stockholders’ equity 2,138,400 1,725,000         Total liabilities and equity $ 3,738,400 $ 2,875,000