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Bob Davies must decide whether to invest $100,000 in his own business or in anot

ID: 2486132 • Letter: B

Question

Bob Davies must decide whether to invest $100,000 in his own business or in another local business. Both investment projects have an expected life of 5 years. The cash flow of each is as follows:

Year 1- Davies $20,000    Other $10,000

Year 2- Davies $30,000     Other $10,000

Year 3- Davies $40,000      Other $30,000

Year 4- Davies $10,000       Other $40,000

Year 5- Davies $5,000         Other $50,000

Suppose the risk of the projects is the same and is accounted for by a risk premium of 6% per year.

Would either investment make sense?

Which would be better?

Explanation / Answer

NPV OF INVESTING IN OWN BUSINESS

NPV OF INVESTING IN OTHER BUSINESS

INVESTING IN OTHER BUSINESS MAKE SENSE BECAUSE IT HAS A POSITIVE NPV.

INVESTING IN OTHER BUSINESS IS BETTER, AS IT HAS A POSITIVE NPV

YEAR CASH FLOW DISCOUNTING FACTOR DISCOUNTED CASH FLOW 0 ($100000) 1.000 ($100000) 1 $20000 0.9434 $18868 2 $30000 0.8899 $26697 3 $40000 0.8396 $33584 4 $10000 0.7921 $7921 5 $5000 0.7473 $3737 NPV ($9193)