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Question 1 (1 point) Under which of the following discounting methods will the p

ID: 2637827 • Letter: Q

Question

Question 1 (1 point)

Under which of the following discounting methods will the present value of an investment be the highest, assuming the same annual interest rate?

Question 1 options:

Yearly

Monthly

Continuous

Quarterly

Question 2 (1 point)

Future value: Larry James is planning to invest $25,200 today in a mutual fund that will provide a return of 0.09 each year. What will be the value of the investment in 10 years?

Your Answer:Question 2 options:

Question 3 (1 point)

The future value of an annuity is typically used when analyzing

Question 3 options:

the price of common stock.

retirement plans.

loan amortization schedules.

alternative capital budgeting proposals.

Question 4 (1 point)

You plan to buy a new car. The price is $30,000 and you will make a down payment of $4,000. Your annual interest rate is 10% and you intend to pay for the car over five years. What will be your monthly payment?

Question 4 options:

$552.42

$566.67

$637.41

$433.33

Question 5 (1 point)

Stanley Roper has $2,400 that he is looking to invest. His brother approached him with an investment opportunity that could give Patrick $4,800 in 4 years. What interest rate would the investment have to yield in order for Stanley

Yearly

Monthly

Continuous

Quarterly

Explanation / Answer

1. Continous

2. Using financial calculater enter PV = 25200, I = 0.09, N = 10, press Fv key, the answer wil be 59657.56

3. retirement plans

4. Present value = 30000- 4000 = 26000

Using financial calculater enter PV = 26000, I = 0.10, N = 5, press PMT key, the answer wil be 6858.73

5. Using financial calculater enter PV = 2400, FV = 4800, N = 4, press I key, the answer wil be 18.92%.

6. future value = $3,125(1.075) + $3,450 (1.075)2 + $3,820 (1.075)3 = 3359.375 + 4414.48 + 4745.57 = $12518.98

7. Using financial calculater enter PV = 4900, I = 0.0125 (0.05/4), N = 8, press Fv key, the answer wil be 5411.98

8. PV = C / (r-g)

= 22000/(0.08 - 0.05) = 733,333