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Cash 20 AccountsPayable 20 AccountsReceivable 20 NotesPayable 40 Inventory 20 Lo

ID: 2661472 • Letter: C

Question

Cash                           20                 AccountsPayable         20 AccountsReceivable   20                 NotesPayable              40 Inventory                     20                 LongTermDebt           80 FixedAssets              180                 CommonStock            80                                                         RetainedEarnings         20 TotalAssets               240                TotalLiabilities and Equity      240 Sales for the year just ended were $400, and fixed assets wereused at 80% of capacity, but its current assests were at optimallevels. Sales are expected to grow by 5% next year, the profitmargin is 5% and the dividend payout ratio is 60%. How muchadditional funds (AFN) will be needed? Cash                           20                 AccountsPayable         20 AccountsReceivable   20                 NotesPayable              40 Inventory                     20                 LongTermDebt           80 FixedAssets              180                 CommonStock            80                                                         RetainedEarnings         20 TotalAssets               240                TotalLiabilities and Equity      240 Sales for the year just ended were $400, and fixed assets wereused at 80% of capacity, but its current assests were at optimallevels. Sales are expected to grow by 5% next year, the profitmargin is 5% and the dividend payout ratio is 60%. How muchadditional funds (AFN) will be needed?

Explanation / Answer

Additional Funds Needed(AFN) = (A*/S0)S –(L*/S0)S – M(S1)(RR)

A* = Assets tied directly to sales

S0   = Last year’s Sales

S1   = Next year’s projectedsales

S = Increase in Sales; (S1 –S0)

L* = Liabilities that spontaneouslyincrease with sales

A*/S0 = Assets required tosupport sales; “ Capital Intensity Ratio”

L*/S0 = Spontaneous liabilitiesratio

M       = Profit Margin (NetIncome / Sales)

RR     = Retention ratio; (equal to1-dividend payout ratio)

S = $420 - $400 = $20

A*/S0 = $240 /$400 = 0.60

L*/S0   = $3 / $400 =0.0075

($20 + $40 = $60 * 0.05 = $3)

M = 5% (or) 0.05

RR = 1- dividend payout ratio = 1-0.60 = 0.40

Additional Funds Needed(AFN) = (A*/S0)S –(L*/S0)S – M(S1)(RR)

AFN = 0.60 * $20 - 0.0075 *$20 - 0.05 * $420 * 0.40

AFN = $12 - 0.15 – 8.4

AFN   = $3.45

Additional funds needed (AFN) = $3.45