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Please show work. An investment project costs $10,000 and has annual cash flows

ID: 2708964 • Letter: P

Question

Please show work.

An investment project costs $10,000 and has annual cash flows of $2,990 for six years.

  

What is the discounted payback period if the discount rate is zero percent? (Enter 0 if the project never pays back. Round your answer to 2 decimal places, e.g., 32.16.)

  

  

What is the discounted payback period if the discount rate is 5 percent? (Enter 0 if the project never pays back. Round your answer to 2 decimal places, e.g., 32.16.)

  

  

What is the discounted payback period if the discount rate is 20 percent? (Enter 0 if the project never pays back. Round your answer to 2 decimal places, e.g., 32.16.)

  

An investment project costs $10,000 and has annual cash flows of $2,990 for six years.

Explanation / Answer

Year

Cash Flows

Rate = 0%

Rate = 5%

Rate = 20%

1

          2,990.00

       2,990.00

       2,847.62

          2,491.67

2

          2,990.00

       2,990.00

       2,712.02

          2,076.39

3

          2,990.00

       2,990.00

       2,582.87

          1,730.32

4

          2,990.00

       2,990.00

       2,459.88

          1,441.94

5

          2,990.00

       2,990.00

       2,342.74

          1,201.61

6

          2,990.00

       2,990.00

       2,231.18

          1,001.34

The above table shows the discounted cash flows for each year under 3 different scenarios.

Discounted Payback means the time taken for a project to return the invested capital in a project after taking the time value of money into consideration

Scenario 1 Rate = 0%

Cash Flow recovered till 3rd year = 8970

Remaining Cash Flow = 1030

Days taken to recover 1030 = 1030 /2990 *365 = 126 days

Discounted Payback = 3 years 126 days

Scenario 2 Rate = 5%

Cash Flow recovered till 3rd year = 8142.50

Remaining Cash Flow = 1857.50

Days taken to recover 1857.50 = 1857.50/2459.8*365 = 276 days

Discounted Payback = 3 years 276 days

Scenario 3 Rate = 20%

Here we see that sum of all the cash flows for all the 6 years is = 9943.28 which is less than 10000 i.e. the project has not yet recovered the initial cost and hence the discounted payback = 0

Year

Cash Flows

Rate = 0%

Rate = 5%

Rate = 20%

1

          2,990.00

       2,990.00

       2,847.62

          2,491.67

2

          2,990.00

       2,990.00

       2,712.02

          2,076.39

3

          2,990.00

       2,990.00

       2,582.87

          1,730.32

4

          2,990.00

       2,990.00

       2,459.88

          1,441.94

5

          2,990.00

       2,990.00

       2,342.74

          1,201.61

6

          2,990.00

       2,990.00

       2,231.18

          1,001.34