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There are two firms: Firm U and Firm L. Both firms have $100M total assets and $

ID: 2719383 • Letter: T

Question

There are two firms: Firm U and Firm L. Both firms have $100M total assets and $30M EBIT (earnings before interest and taxes). Firm U is an unleveraged firm without debt. Firm L is a leveraged firm with 50% of debt and 50% of common equity. The pre-tax cost of debt for Firm L is 10%. Both firms have 30% corporate tax rate. Calculate the return on equity (ROE) for the unleveraged firm U ______

18%

21%

35%

40%

Based on the information from above Question . Calculate the return on equity (ROE) for the leveraged firm L ______

18%

21%

35%

40%

35%

40%

Explanation / Answer

Calculating return on equity for unleveraged firm U

Since no debt therefore no interest therefore Earnings after tax = $30M - [$30M * 30%] = $21Million

Return on equity = $21 million*100/$100 million = 21%

Calculating return on equity for leveraged firm L

EBIT = $30 million

50% financed by debt i.e. 100 million * 50% = $50 million

Interest = $50 million *10% = $5 million

Earnings before tax = $30 million - $5 million = $25 million

Therefore earnings after tax = $25 million * (25 million * 30%) = $17.5 million

50% equity = $100 million * 50% = $50 million

Return on equity on leveraged firm = $17.5 million/$50 million = 35%