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If the required return is 6 percent, what is the value of the investment? (Do no

ID: 2724489 • Letter: I

Question

If the required return is 6 percent, what is the value of the investment? (Do not round intermediate calculations and round your final answer to 2 decimal places, e.g., 32.16.)

What would the value be if the payments occurred for 40 years? (Do not round intermediate calculations and round your final answer to 2 decimal places, e.g., 32.16.)

What would the value be if the payments occurred for 75 years? (Do not round intermediate calculations and round your final answer to 2 decimal places, e.g., 32.16.)

What would the value be if the payments occurred forever? (Do not round intermediate calculations and round your final answer to 2 decimal places, e.g., 32.16.)

An investment offers $5,900 per year for 15 years, with the first payment occurring one year from now.   

If the required return is 6 percent, what is the value of the investment? (Do not round intermediate calculations and round your final answer to 2 decimal places, e.g., 32.16.)

Explanation / Answer

The present value can be calculated with the use of PV function/formula of EXCEL/Financial Calculator. The function/formula for PV is PV(Rate,Nper,PMT,FV) where Rate = Interest Rate, Nper = Period, PMT = Payment and FV = Future Value (if any).

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Part 1)

Here, Rate = 6%, Nper = 15, PMT = $5,900 and FV = 0

Using these values in the above function/formula for PV, we get,

Present Value = PV(6%,15,5900,0) = $57,302.27

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Part 2)

Here, Rate = 6%, Nper = 40, PMT = $5,900 and FV = 0

Using these values in the above function/formula for PV, we get,

Present Value = PV(6%,40,5900,0) = $88,773.15

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Part 3)

Here, Rate = 6%, Nper = 75, PMT = $5,900 and FV = 0

Using these values in the above function/formula for PV, we get,

Present Value = PV(6%,75,5900,0) = $97,089.50

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Part 4)

The present value of a perpetuity can be calculated with the use of following formula:

Present Value = Annual Payment/Rate = 5,900/6% = $98,333.33