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Consider the following two mutually exclusive projects: YearCash Flow (A)Cash Fl

ID: 2738490 • Letter: C

Question

Consider the following two mutually exclusive projects:

YearCash Flow (A)Cash Flow (B)0–$207,253       –$16,289         129,600       5,383         259,000       8,576         359,000       13,812         4412,000       9,536         

Whichever project you choose, if any, you require a 6 percent return on your investment. Required: (a) What is the payback period for Project A? (b) What is the payback period for Project B? (c) What is the discounted payback period for Project A? (d) What is the discounted payback period for Project B? (e) What is the NPV for Project A? (f) What is the NPV for Project B ? (g) What is the IRR for Project A? (h) What is the IRR for Project B? (i) What is the profitability index for Project A? (j) What is the profitability index for Project B?

Explanation / Answer

(a)

Calculation of the payback period for project A:

Payback period = $129,600 + ($77,653/$259,000)*12

= One year and 3.60 months

(b)

Calculation of the payback period for project B:

Payback period = $5,383 + $8,576 + ($2,330 / $13,812)*12

= Two years and 2.02 months.

(c )

Calculation of discounted payback period for project A:

Year

Project A

Discounting
factor @6%

Discounted
cash flows

0

$ (207,253)

1

$    (207,253)

1

$   129,600

0.94340

$       122,265

2

$   259,000

0.88999

$       230,507

Payback period = $122,265 + ($84,988 / $230,507)*12

= one year and 4.42 months.

(d)

Calculation of discounted payback period for project B:

Year

Project B

Discounting
factor @6%

Discounted
cash flows

0

$   (16,289)

1

$       (16,289)

1

$        5,383

0.94340

$           5,078

2

$        8,576

0.88999

$           7,633

3

$      13,812

0.83962

$         11,597

Payback period = $5,078 + $7,633 + ($3,578 / $11,597)*12

= two years and 3.7 months.

(e)

Calculation of NPV for Project A:

Year

Project A

Discounting
factor @6%

Discounted
cash flows

0

$ (207,253)

1

$    (207,253)

1

$   129,600

0.94340

$       122,265

2

$   259,000

0.88999

$       230,507

3

$   359,000

0.83962

$       301,424

4

$   412,000

0.79209

$       326,341

NPV

$       773,284

(f)

Calculation of the NPV for Project B:

Year

Project B

Discounting
factor @6%

Discounted
cash flows

0

$   (16,289)

1

$       (16,289)

1

$        5,383

0.94340

$           5,078

2

$        8,576

0.88999

$           7,633

3

$      13,812

0.83962

$         11,597

4

$        9,536

0.79209

$           7,553

NPV

$         15,572

(g)

Calculate the IRR for project A:

Year

Project A

0

$ (207,253)

1

$   129,600

2

$   259,000

3

$   359,000

4

$   412,000

Using financial calculators IRR for project A is 96.82%

(h)

Calculate the IRR for project B:

Year

Project B

0

$   (16,289)

1

$        5,383

2

$        8,576

3

$      13,812

4

$        9,536

Using financial calculators IRR for project B is 38.00%.

Year

Project A

Discounting
factor @6%

Discounted
cash flows

0

$ (207,253)

1

$    (207,253)

1

$   129,600

0.94340

$       122,265

2

$   259,000

0.88999

$       230,507