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Bond J has a coupon rate of 5 percent and Bond K has a coupon rate of 11 percent

ID: 2749267 • Letter: B

Question

Bond J has a coupon rate of 5 percent and Bond K has a coupon rate of 11 percent. Both bonds have 18 years to maturity, make semiannual payments, and have a YTM of 8 percent.

If interest rates suddenly rise by 2 percent, what is the percentage price change of these bonds? (Negative amounts should be indicated by a minus sign. Do not round intermediate calculations and enter your answers as a percent rounded to 2 decimal places, e.g., 32.16.)

What if rates suddenly fall by 2 percent instead? (Do not round intermediate calculations and enter your answers as a percent rounded to 2 decimal places, e.g., 32.16.)

Bond J has a coupon rate of 5 percent and Bond K has a coupon rate of 11 percent. Both bonds have 18 years to maturity, make semiannual payments, and have a YTM of 8 percent.

Explanation / Answer

Bond J Bond K Coupon rate 5% Coupon rate 11% Discount rate =YTM 8% Discount rate =YTM 8% Face Value            1,000 Face Value            1,000 Period Cash Flow Dsicount Factor @4% PV of cash flows PV*Period Period Cash Flow Dsicount Factor @4% PV of cash flows PV*Period 1 25                   0.962           24.04            24.04 1 55         0.962          52.88            52.88 2 25                   0.925           23.11            46.23 2 55         0.925          50.85          101.70 3 25                   0.889           22.22            66.67 3 55         0.889          48.89          146.68 4 25                   0.855           21.37            85.48 4 55         0.855          47.01          188.06 5 25                   0.822           20.55          102.74 5 55         0.822          45.21          226.03 6 25                   0.790           19.76          118.55 6 55         0.790          43.47          260.80 7 25                   0.760           19.00          132.99 7 55         0.760          41.80          292.57 8 25                   0.731           18.27          146.14 8 55         0.731          40.19          321.50 9 25                   0.703           17.56          158.08 9 55         0.703          38.64          347.78 10 25                   0.676           16.89          168.89 10 55         0.676          37.16          371.56 11 25                   0.650           16.24          178.63 11 55         0.650          35.73          393.00 12 25                   0.625           15.61          187.38 12 55         0.625          34.35          412.23 13 25                   0.601           15.01          195.19 13 55         0.601          33.03          429.41 14 25                   0.577           14.44          202.12 14 55         0.577          31.76          444.66 15 25                   0.555           13.88          208.22 15 55         0.555          30.54          458.09 16 25                   0.534           13.35          213.56 16 55         0.534          29.36          469.84 17 25                   0.513           12.83          218.18 17 55         0.513          28.24          480.00 18 25                   0.494           12.34          222.13 18 55         0.494          27.15          488.69 19 25                   0.475           11.87          225.46 19 55         0.475          26.11          496.00 20 25                   0.456           11.41          228.19 20 55         0.456          25.10          502.03 21 25                   0.439           10.97          230.39 21 55         0.439          24.14          506.85 22 25                   0.422           10.55          232.08 22 55         0.422          23.21          510.57 23 25                   0.406           10.14          233.29 23 55         0.406          22.31          513.24 24 25                   0.390             9.75          234.07 24 55         0.390          21.46          514.96 25 25                   0.375             9.38          234.45 25 55         0.375          20.63          515.79 26 25                   0.361             9.02          234.45 26 55         0.361          19.84          515.79 27 25                   0.347             8.67          234.10 27 55         0.347          19.07          515.02 28 25                   0.333             8.34          233.43 28 55         0.333          18.34          513.56 29 25                   0.321             8.02          232.47 29 55         0.321          17.64          511.44 30 25                   0.308             7.71          231.24 30 55         0.308          16.96          508.73 31 25                   0.296             7.41          229.76 31 55         0.296          16.31          505.46 32 25                   0.285             7.13          228.05 32 55         0.285          15.68          501.70 33 25                   0.274             6.85          226.13 33 55         0.274          15.08          497.48 34 25                   0.264             6.59          224.02 34 55         0.264          14.50          492.84 35 25                   0.253             6.34          221.74 35 55         0.253          13.94          487.82 36 1025                   0.244         249.76      8,991.38 36 1055         0.244       257.07      9,254.54 Total         716.38    15,579.91 Total    1,283.62    23,749.32 Bond Price $     716.38 Bond Price $ 1,283.62 Macaulay's Duration =15579.91/716.38 Macaulay's Duration =23749.32/1283.62           =            21.75 years           =            18.50 years Normal Duration = Macaulay's Duration/1+YTM/2 =21.75/1.04 =20.91Years Normal Duration = Macaulay's Duration/1+YTM/2 =18.5/1.04 =17.79 Years When interest rate rises by 2% Bond Nomal Duration years % change in price =-Modified duration*% proce change Bond J 20.91 -41.82% Bond K 17.79 -35.58% When interest rate falls by 2% Bond Nomal Duration years % change in price =-Modified duration*% proce change Bond J 20.91 41.82% Bond K 17.79 35.58%