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A proposed cost-saving device has an installed cost of $650,000. The device will

ID: 2775951 • Letter: A

Question

A proposed cost-saving device has an installed cost of $650,000. The device will be used in a five-year project but is classified as three-year MACRS property for tax purposes. The required initial net working capital investment is $47,000, the marginal tax rate is 35 percent, and the project discount rate is 9 percent. The device has an estimated Year 5 salvage value of $72,000. What level of pretax cost savings do we require for this project to be profitable?

A proposed cost-saving device has an installed cost of $650,000. The device will be used in a five-year project but is classified as three-year MACRS property for tax purposes. The required initial net working capital investment is $47,000, the marginal tax rate is 35 percent, and the project discount rate is 9 percent. The device has an estimated Year 5 salvage value of $72,000. What level of pretax cost savings do we require for this project to be profitable?

Explanation / Answer

MACRS depreciation

Depreciation = cost of asset x MACRS depreciation rate

D1 = $650,000(0.3330) = $216450

D2 = $650,000(0.4440) = $288600

D3 = $650,000(0.1480) = $96200

D4 = $650,000(0.0740) = $45,500

Tax Shield = Depreciation x tax rate

TS 1 = $216450 x 0.35 =75757.50

TS2 = $288600 x 0.35 =101010

TS 3= $96200 x 0.35 = 33,670

TS 4 = $45,500 x0.35 =15,925

After tax salvage value = Salvage value - (salvage value – book value) x tax rate

                                    = 72,000 –(72,000-0)x0.35

                                    =46800

PV of depreciation tax shield=

Year

Tax shield

PV factor 9%

PV

1

75757.5

0.9174

69502.29

2

101010

0.8417

85018.1

3

33670

0.7722

25999.42

4

15925

0.7084

11281.67

191801.5

PV of salvage value = 46800/ (1+0.09)^5

                                    =30,416.79

PV of working capital recovered =47,000/ (1+0.09)^5

                                                            =30,546.78

PV of annuity factor PVIFA(5,9%) = 3.88965

Let the after cost savings per Annam be be CS.

NPV = Initial outflow + Pv of CS + PV of salvage value + PV of working capital

CS = 636036.43/ 3.88965

CS= 163,520.22

Before tax Cost saving = after tax cost savings / (1- tax rate)

                                    = 163,520.22/ (1-0.35)

                                    = 251,569.57


Pretax cost saving required is 251,569.57.

Year

Tax shield

PV factor 9%

PV

1

75757.5

0.9174

69502.29

2

101010

0.8417

85018.1

3

33670

0.7722

25999.42

4

15925

0.7084

11281.67

191801.5