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Answer 3 568 Previous page The following information will be used for the next 7

ID: 2780404 • Letter: A

Question

Answer 3 568 Previous page The following information will be used for the next 7 questions An investor is considering investing in a 4 year, 8% coupon bon (semi-annual) that has a par value of $100. The yield on this bond is 10%, continuously compounded. Calculate the convexity of the bond, to 3 decimal places. Take all previous calculations to 3 decimal places to ensure accuracy Answer Previous page The following information will be used for the next 7 questions An investor is considering investing in a 4 year, 8% coupon bon (sem-annual of $100. The yield on this bond is 10%, continuously compounded that has a par value ious calculations, if there is a .5% change in the price of the bond, how imal nlaces)

Explanation / Answer

Formula to calculate convexity

Convexity = {1/ P*(1+y) ^2}* [(CF*t)/ (1+y) ^t]*(t^2+t)

Where P = Bond price

y = Yield to maturity in decimal form

t = Maturity time period

CF=Cash flow at different time

Now we have following formula for calculation of bond’s Price

Price of Bond P = C* [1- 1/ (1+y) ^n] /y + M / (1+y) ^n

Where,

Price of the bond P =?

C = coupon payment = 8%/2 of $100 = $4 semiannual coupon

n = number of payments = 4 years *2 = 8

Yield to maturity Y =10% per annum or 10%/2 =5% semiannual but it is continuously compounded

Therefore the equivalent continuously compounded yield is

y = 2 ln[(1 + Y/2 )] = 2 ln(1.05) = 9.758% per year

And semiannual continuously compounded yield = y/2 =9.758%/2 =4.879%

M = value at maturity, or par value = $100

Now we have,

P= $4 * [1 – 1 / (1+4.879%) ^8] /4.879% + 100/ (1+4.879%) ^8

= $25.980 + $68.311

= $94.291

Price of the bond is $94.291

Now discounted cash flow calculation is as follows-

time (t)

Cash Flow (CF)

CF * t

(CF*t)/(1+y)^t

(t^2 +t)

[(CF*t)/(1+y)^t]*(t^2+t)

1

$4

$4

3.814

2

7.628

2

$4

$8

7.273

6

43.638

3

$4

$12

10.402

12

124.824

4

$4

$16

13.224

20

264.482

5

$4

$20

15.761

30

472.834

6

$4

$24

18.033

42

757.407

7

$4

$28

20.060

56

1123.379

8

$104

$832

568.349

72

40921.121

Sum

43715.312

Now putting all the values in convexity formula

Convexity = {1/ $94.291*(1+0.04879) ^2}*43,715.312

= 421.489

Therefore convexity of the bond is 421.489.

time (t)

Cash Flow (CF)

CF * t

(CF*t)/(1+y)^t

(t^2 +t)

[(CF*t)/(1+y)^t]*(t^2+t)

1

$4

$4

3.814

2

7.628

2

$4

$8

7.273

6

43.638

3

$4

$12

10.402

12

124.824

4

$4

$16

13.224

20

264.482

5

$4

$20

15.761

30

472.834

6

$4

$24

18.033

42

757.407

7

$4

$28

20.060

56

1123.379

8

$104

$832

568.349

72

40921.121

Sum

43715.312