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Academic Calendars | Ac X-Chapter S Homework ipart 2) × ee Chegg Study l Guided

ID: 2790433 • Letter: A

Question

Academic Calendars | Ac X-Chapter S Homework ipart 2) × ee Chegg Study l Guided Sour × ezt.mheducation.com/hm.tpx m ca Search S Most Visited Getting Started My USC Aiken- Black. The True Stary of Rac connect. Crystal Seller BADM 363 Business Finance: Fall 2017 (ALL SECTIONS) FINANCE Chapter 5 Homework (part 2) instructions I help Question 3 (017 Save & Exit || Submit 000 points Problem 5-18 Calculating Present Values [Lo 4] An investment will pay you $B5,000 in four years. Assume the appropriate discount rate is 7 25 percent compounded daily What is the present value? (Do not round intermediate calculations and round your answer to 2 decimal places, e.g., 32.16. Use 365 days in a year.) Present value References eBook&Resources; Worksheet Difficulty: 1 Basic Problem 5-18 Calculating Present Learning Objective: 05-04 Explain how interest Values [L0 4 rates are quoted (and misquoted) 249 PM 11/22/2017

Explanation / Answer

Interest rate = 7.25% per annum, interest is compounded daily suppose there are 365 days in a year, daily interest rate will be = 7.25/365 = 0.019863% per day

= 1460 days

Present value is the present worth of cash that is to be received in the future, if future value is known, rate of interest in r and time is n then PV is

PV= FV/ (1 + r)^n

Where,

FV= 85000

r= 0.00019863

n= 1460

Let's put all the values in the formula

= 85000/ (1 + 0.00019863)^1460

= 85000/ (1.00019863)^1460

= 85000/ 1.33638873550885

= 63604.25

So PV of 85000 after 1460 years is = 63604.25

                                                                                               

Present value is the present worth of cash that is to be received in the future, if future value is known, rate of interest in r and time is n then PV is

PV= FV/ (1 + r)^n

Where,

FV= 85000

r= 0.00019863

n= 1460

Let's put all the values in the formula

= 85000/ (1 + 0.00019863)^1460

= 85000/ (1.00019863)^1460

= 85000/ 1.33638873550885

= 63604.25

So PV of 85000 after 1460 years is = 63604.25