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Three friends, Jodie, Natalie, and Neil, have asked you to determine the equival

ID: 2807293 • Letter: T

Question

Three friends, Jodie, Natalie, and Neil, have asked you to determine the equivalent taxable yield on a municipal bond. The bond's current yield is 4.35 percent with five years left until maturity. Jodie is in the 15 percent marginal tax bracket, Natalie is in the 25 percent bracket, and Neil is in the 35 percent bracket. Calculate the equivalent taxable yield for your three friends. Assuming a similar AAA corporate bond yields 4.85 percent, which of your friends should purchase the municipal bond?

Question-The equivalent taxable yield for Jodie who has a 15 percent marginal tax bracket is ____ %.(Round to two decimal places.)

Explanation / Answer

Equivalent taxable yield= R(te)= R(tf)/(1-t)

Jodie's equivalent T.Y= 4.35/(1-0.15)= 5.1176

Nataile= 4.35/(1-0.25)= 5.8

Niel= 4.35/(1-0.35)= 6.6923

For a similar AAA rated bond equivalent yield

1. Jodie= 4.85/(1-0.15)= 5.705

2. Nataile= 4.85/(1-0.25)= 6.466

3. Niel= 4.85/(1-0.35)= 7.42

Hence Jodie can purchase the AAA rated bond as his equivalent tax yields are approximately equal.