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Angela\'s monthly disposable income is $2,008 She has monthly expenses of $1,817

ID: 2810582 • Letter: A

Question

Angela's monthly disposable income is

$2,008

She has monthly expenses of

$1,817

(including recreational expenses of

$249 )

and net cash flow of

$191

per month. Angela makes a budget based on her personal cash flow statement. In two months, she must pay

$236

for tags and taxes on her car. As a result, Angela can expect to save

$2,056

in the next 12 months. Angela analyzes her personal budget and decides that she can reduce her recreational spending by

$31

per month. How much will that increase her annual savings? What will her annual savings be now?

Explanation / Answer

Her recreational expense would be reduced by $31. Her new recreational expense = 249 -31 = 218

So, her monthly expnses = 1817-31 = 1786

Her monthly savings = 2008-1786 = 222

Since she has expense of 236 in 2 months, annual savings = 222*12-236 = 2,428

Angela's annual savings now = $2,428