Chapter three Essentials of athletic injury management edition 9. Answer the fol
ID: 3508696 • Letter: C
Question
Chapter three Essentials of athletic injury management edition 9. Answer the following questions.
1. What are the major legal concerns in terms of liability, negligence, assumption of risk, and torts?
2. Discuss how an individual provides reasonable and prudent care in dealing with an injured client or athlete.
3. Why is it necessary for an athlete to have both general health insurance and accident insurance?
4. Why should an individual carry individual liability insurance?
5. What are the critical considerations for filing insurance claims?
Explanation / Answer
1. Major legal concerns about liability includes being legally responsible for harm where it is caused from one to other.
Negligence includes when an ordinary or reasonable care is failed to be given by a person .
Assumption of risk includes participation of person in an activity even on knowing the harm that is caused by specific activity .
Tort includes a wrongful act committed by a person against another person .
2.An individual should protect against damages that may arise from injuries occurring. Standard care should be given to the client or athlete.It is very reasonable and only prudent persons should perform the task with many soughts of various medical and sophisticated issues which has to be clearly explained by well educated and trained persons.It is very important to protect the person from foreseeable risk of unreasonable harm.
3. Insurance is very important for an athlete because of high costs of medical care. General health insurance is very important and is the primary one because it includes illness, hospitalization and emergency care.
Accident insurance comes under medical insurance. It is a contract between company and policy holders .It agrees to reimburse a portion of total medical bill.
4.Individual liability insurance is used to protest against damages that may arise from injuries. It covers claims of negligence on the part of individuals. It mainly includes whether supervision was reasonable or unreasonable risk of harm which was perceived by the sports participant.
5. The considerations for filing insurance claims are accident insurance, general medical insurance which includes illness hospitalization and emergency care and finally prompt and correct filing of insurance claims .
Accurate and detailed documents should be maintained which includes all procedures charges submitted and payments received for services .