Margaret and Jeremy Tinsman were, so they thought, in the prime of their life. M
ID: 237616 • Letter: M
Question
Margaret and Jeremy Tinsman were, so they thought, in the prime of their life. Margaret was a homemaker and Jeremy was a successful used car salesman. Both were covered under a group health care plan through Jeremy's employer. At 53, Jeremy had a debilitating stroke, which left him completely paralyzed on his left side and unable to speak. Subsequently, Jeremy had to quit his job. What options are open to Margaret and Jeremy as far as health insurance is concerned? What role, if any, do HIPAA and the Affordable Care Act play in this scenario?
Explanation / Answer
The options that are open to Margaret and Jeremy as far as health insurance is concerned include use of;
The Health Insurance Portability and Accountability Act Title I; to protect health insurance coverage for them as workers and their families after losing their jobs.
The use of ACA, Medicaid for getting insurance coverage as they have income below 138 percent of poverty ($28,180)