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Paul Sabin organized Sabin Electronics 10 years ago to produce and sell several

ID: 2581846 • Letter: P

Question

Paul Sabin organized Sabin Electronics 10 years ago to produce and sell several electronic devices on which he had secured patents Although the company has been fairly profitable, it is now experiencing a severe cash shortage. For this reason, it is requesting a $650,000 long-term loan from Gulfport State Bank, $175,000 of which will be used to bolster the Cash account and $475,000 of which will be used to modernize equipment. The company's financial statements for the two most recent years follow: Sabin Electronics Comparative Balance Sheet This Year Last Year Assets Current assets: $300,0e0 12,000 450,000 745,000 37,000 1,544,000 1,520,00e $ 3,064,000 $ 130,000 Cash Marketable securities Accounts receivable, net Inventory Prepaid expenses 672,000 1,095,000 34,000 1,931,000 2,999 40e $4,030,400 Total current assets Plant and equipment, net Total assets Liabilities and Stockholders Equity Liabilities Current liabilities Bonds payable, 12% $ 875,000 750,00e 1,625,000 $450,000 750,080 1,200,0e0 Total liabilities Stockholders' equity: Common stock, $15 par Retained earnings Total stockholders equity Total liabilities and equity 840,000 1,565,400 2,405,400 $4,030,400 840,000 1,024,000 1,864,000 $ 3,964,000

Explanation / Answer

Answer

Part 1

(a) Earning Per Share (EPS):

Particular

This Year

Last Year

a. Common Stock

840000

840000

b. Price Per Share

15

15

c. No. Of Shares (a/b)

56000

56000

d. income after tax

666400

372400

Earning Per Share(d/c)

11.9

6.65

(b) Dividend Yield Ratio

Formula- Dividend per share/price per share

Particular

This Year

Last Year

a. Common Dividend

125000

104000

b. No. of shares

56000

56000

c. Dividend per share (a/b)

2.23

1.86

d. Price per share

50

45

e. Dividend yield (c/d)*100

4.46%

4.13%

(c) Dividend Payout Ratio:

Formula- Common Dividend/Earning After tax

Particular

This Year

Last Year

a. Earning after tax

666400

372400

b. Common Dividend

125000

104000

c. Dividend Payout (b/a)*100

18.76%

27.93%

(d) Price Earning Ratio(PE):

Formula = Price per share/earning per share

Particular

This Year

Last Year

a. Price per share

50

45

b. Earning per share(as calculated in part (a))

11.9

6.65

c. PE ratio (a/b)

4.2 times

6.77 times

E. Book value per share

Formula= Equity fund/no. of shares

Particular

This Year

Last Year

a. Total shareholders equity(given)

2405400

1864000

b. Number of shares

56000

56000

c. Book value (a/b)

42.95 per share

33.29 per share

Part 2

A. Gross Margin precentage

Formula: (Gross margin/sales)*100

Particular

This Year

Last Year

a. Gross margin

1725000

1200000

b. Sales

5750000

4800000

c. Gross Margin percentage(a/b)*100

30%

25%

B. Net Profit margin precentage

Formula= (net profit/sales)*100

Particular

This Year

Last Year

a. Net income

666400

372400

b. Sales

5750000

4800000

c. Net Profit margin percentage (a/b)*100

11.59%

7.76%

C. Return on total asset

Formula= (net income/Total average Asset)*100

Here we need to use average asset for the year

Therefor:

previous year average asset is = 3024000+3064000/2=3044000

This year’s average asset is = 3064000+4030000/2=3547200

Particular

This Year

Last Year

a. Total average asset

3547200

3044000

b. net income

666400

372400

c. Return on asset (b/a)*100

18.79%

12.23%

Note: we used average asset here. We can also use net asset, in that case answer will be different

D. Return On equity

Formula: Net Income/Average Equity

Average equity for last year= 1854000+1864000/2=1859000

Avg equity for this year=1864000+2405400/2=2134700

Particular

This Year

Last Year

a. Average equity

2134700

1859000

b. Net Income

666400

372400

c. ROE (b/a)*100

31.22%

20%

E. Financial Leverage

Formula=Earning before interest and tax/ Earning before tax

Particular

This Year

Last Year

a. EBIT (Net Operating Income)

1042000

622000

b. net income before tax

952000

532000

c. Fin. Leverage (a/b)

1.0945 times

1.1691 times

Financial leverage of firm is positive

Thanks.

Particular

This Year

Last Year

a. Common Stock

840000

840000

b. Price Per Share

15

15

c. No. Of Shares (a/b)

56000

56000

d. income after tax

666400

372400

Earning Per Share(d/c)

11.9

6.65