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Sub-Prime Loan Company is thinking of opening a new office and the key data are

ID: 2665565 • Letter: S

Question

Sub-Prime Loan Company is thinking of opening a new office and the key data are shown below. The company owns the biulding that would be used, and it could sell it for $100,000 after taxes if it decides not to open the new office. The equipment for the project would be depreciated by the straight-line method over the project's 3-year life, after which it would be worth nothing and thus it would have a zero salvage value. No new working capital would be required and revenues and other operating costs would be constant over the project's 3-year life. What is the project's NPV?
(Hint: Cash flows are constant in years 1-3)

WACC = 10%
Oppertunity cost = $100,000
Net equipment cost(depriciable basis) = $65,000
Straight-line depr. rate for equipment = 33.333%
Sales revenues, each year = $123,000
Operating costs(excl depr) each year = $25,000
Tax rate = 35%

Explanation / Answer

correct answer = $12,271

T-0

1

2

3

investmnet

65000

Opportunity ocst

-100000

revenues

123000

123000

123000

Operating

-25 000

-25 000

-25 000

Cassis are

-21 667

-21 667

-21 667

ebit

76 333

76 333

76 333

-TAXES

26 717

26 717

26 717

AFTER TAX EBIT

49617

49617

49617

DEPREIATION

21667

21667

21667

CASH FLOW

-165 000

71 283

71 283

71 283

NPV= 12,271


T-0

1

2

3

investmnet

65000

Opportunity ocst

-100000

revenues

123000

123000

123000

Operating

-25 000

-25 000

-25 000

Cassis are

-21 667

-21 667

-21 667

ebit

76 333

76 333

76 333

-TAXES

26 717

26 717

26 717

AFTER TAX EBIT

49617

49617

49617

DEPREIATION

21667

21667

21667

CASH FLOW

-165 000

71 283

71 283

71 283