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Q2 (15 points): SFE Inc. has 1 million shares of common stock outstanding at a book value of $40 per share. The stock trades for $50 per share. It also has $10 million in face value of debt (corporate bonds of 5 years with coupon rate 10.5%) that trades at 110% of face value. The company%u2019s equity beta is 1.2. The risk-free rate is 4% and the market risk premium is 8%. The corporate tax rate for SFE is 35%.

a)      What is its ratio of debt to total firm value?

b)      What is the after-tax cost of debt?

c)      What's the cost of equity?

d)     What's the after-tax WACC?

Q1 (5 points): What is the expected return on the market portfolio at a time when the risk free rate (e.g., T-Bill rate) is 4% and a stock with a beta of 1.5 is expected to yield 16%? What%u2019s the risk premium for this stock?

Q2 (15 points): SFE Inc. has 1 million shares of common stock outstanding at a book value of $40 per share. The stock trades for $50 per share. It also has $10 million in face value of debt (corporate bonds of 5 years with coupon rate 10.5%) that trades at 110% of face value. The company%u2019s equity beta is 1.2. The risk-free rate is 4% and the market risk premium is 8%. The corporate tax rate for SFE is 35%.

a)      What is its ratio of debt to total firm value?

b)      What is the after-tax cost of debt?

c)      What's the cost of equity?

d)     What's the after-tax WACC?

Explanation / Answer

Q1 What is the expected return on the market portfolio at a time when the risk free rate (e.g., T-Bill rate) is 4% and a stock with a beta of 1.5 is expected to yield 16%? What%u2019s the risk premium for this stock?

We have Krf = 4%, Beta = 1.5, Yield =Ks =16%


We have Yield Ks = Krf + Beta*MRP

So MRP = (Ks-Krf)/beta = (16%-4%)/1.5 = 8.00%

So Risk Prem is 8.00%


Q2 (15 points): SFE Inc. has 1 million shares of common stock outstanding at a book value of $40 per share. The stock trades for $50 per share. It also has $10 million in face value of debt (corporate bonds of 5 years with coupon rate 10.5%) that trades at 110% of face value. The company%u2019s equity beta is 1.2. The risk-free rate is 4% and the market risk premium is 8%. The corporate tax rate for SFE is 35%.


a) What is its ratio of debt to total firm value?

Total Firm Value = Equity + Debt

= 1M*$50 + 1.10*$10M

= $50M + $11M

= $61M


SO Ratio of Debt to Firm value = $11/$61 = 0.1803 or 18.03%


b) What is the after-tax cost of debt?

We have Face value of Debt = FV = $10M

Current price = 110%*FV = 1.10*10 = $11M

Coupon = 10.5%. So PMT = 10.5%*FV = 10.5%*10M = 1.05M

No of periods = 5 Yrs = 5

So Return on Bond Kd = Rate(nper,pmt,pv,fv)

= Rate(5,1.05,-11,10)

so Kd = 8.00%


SO AFter Tax cost fo debt = Kd*(1-t) = 8%*(1-35%) = 5.20%


c) What's the cost of equity?

Cost of Equity Ks = Krf + Beta*MRP

= 4%+ 1.2*8% = 13.60%


d) What's the after-tax WACC?

The WACC formula states that:

WACC = kd * wd * (1 - t) + ke * we

Where:

kd = cost of debt=8%

wd = % debt =18.03%

t = tax rate=35%

ke = cost of common equity = 13.60%

we = % common equity==50/61 =81.97%


So WACC = 8%*18.03%*(1-35%) + 13.6%*81.97% = 12.09%