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Too Late, Inc., has a 40 – day average collection period and wants to maintain a

ID: 2761345 • Letter: T

Question

Too Late, Inc., has a 40 – day average collection period and wants to maintain a minimum cash balance of $ 10 million, which is what the company currently has on hand. The company currently has a receivables balance of $110 million and has developed the following sales and cash disbursement budgets in millions:

Q1

Q2

Q3

Q4

Sales

$210

$280

$260

$330

Total cash disbursement

190

240

350

220

Complete the following cash budget for the company. What conclusions do you draw?

TOO LATE, INC. CASH BUDGET (in millions)

Q1

Q2

Q3

Q4

Beginning receivables

Sales

Cash collections

Ending receivables

Total cash collections

Total cash disbursements

Net cash flow

Beginning cash balance

Net cash inflow

Ending cash balance

Minimum cash balance

Cumulative surplus (deficit)

Q1

Q2

Q3

Q4

Sales

$210

$280

$260

$330

Total cash disbursement

190

240

350

220

Explanation / Answer

Answer: The company has 40 day avergae collections.

Cash collected in same Quarter=50/90=5/9

Ending receivable=1-5/9=4/9

TOO LATE, INC. CASH BUDGET (in millions) Q1 Q2 Q3 Q4 Beginning receivables 110.00 93.33 124.44 115.56 Sales 210.00 280.00 260.00 330.00 Cash collections 226.67 248.89 268.89 298.89 Ending receivables 93.33 124.44 115.56 146.67 Total cash collections 226.67 248.89 268.89 298.89 Total cash disbursements 190.00 240.00 350.00 220.00 Net cash flow 36.67 8.89 -81.11 78.89 Beginning cash balance 10.00 46.67 55.56 -25.56 Net cash inflow 36.67 8.89 -81.11 78.89 Ending cash balance 46.67 55.56 -25.56 53.33 Minimum cash balance 10.00 10.00 10.00 10.00 Cumulative surplus (deficit) 36.67 45.56 -35.56 43.33