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I have the explanation to the question below, but I need help understanding some

ID: 2761994 • Letter: I

Question

I have the explanation to the question below, but I need help understanding some of the terms Such as

What does D3 =

What does    g3=

Also what is the meaning of Total CFs and how do I get the answers $2.275 and $68.193?

Same goes for PV of CFs, how do I get $2.087 and $57.397?

In regards to the stock price how do they arrive to $59.48 (Answer c) ?

Thanks for the help.

Nachman Industries just paid a dividend of D0= $1.75 Analysts expect the company's dividend to grow by 30% this year, by 10% in Year 2, and at a constant rate of 5% in Year 3 and thereafter. The required return on this low- risk stock is 9.00%. What is the best estimate of the stock’s current market value?

a.$55.91

b.$48.18

c.$59.48 (Answer)

d.$72.57

e.$50.56

Answer: c

Explanation:

rs=   9.0%

       Year             0           1              2                 3

Growth rates:                 30.0%     10.0%         5.0%

Dividend          $1.75     $2.275    $2.503       $2.628

Horizon value = D3/(rs-g3) =   65.691

Total CFs             $2.275         $68.193

PV of CFs             $2.087        $57.397

Explanation / Answer

Calculate the dividend value for 1 to 3 years:

Year

Dividend
Indicate

Growth rates

Growth
Indicate

Dividend

0

D0

-

g0

$       1.75

1

D1

30%

g1

$       2.28

2

D2

10%

g2

$       2.50

3

D3

5%

g3

$       2.63

Where D3 is dividend year 3 and g3 indicates that growth for year 3.

Terminal value / (horizon value) = D3 / (rs – g3)

= $2.63 / (0.09 -0.05)

=$65.691

Total cash flows (CF) = $65.691 add to second year divided is $2.503 i.e., $68.193

Present value of cash flows (PV CFs) = [$2.503 * (1/1.09)] = $2.087

= [$68.193 * (1/1.092) ] = $57.397

Year

Dividend
Indicate

Growth rates

Growth
Indicate

Dividend

0

D0

-

g0

$       1.75

1

D1

30%

g1

$       2.28

2

D2

10%

g2

$       2.50

3

D3

5%

g3

$       2.63