Academic Integrity: tutoring, explanations, and feedback — we don’t complete graded work or submit on a student’s behalf.

Carl Patterson likes investing in stocks that pay dividends. Carl owns 115 share

ID: 2776270 • Letter: C

Question

Carl Patterson likes investing in stocks that pay dividends. Carl owns 115 shares of a local utility company. The stock pays a regular annual dividend in the amount of $5.25 per share and the company has indicated that the dividend will stay the same for a long time. If Carl reinvests his dividends each year and the dividends earn a return of 4 percent each year, how much will Carl accumulate in 15 years? Use Exhibit 1-B. (Round time value factor to 3 decimal places and final answer to 2 decimal places.)

Explanation / Answer

We have:

Annual investment pmt = 115 x5.25 =603.75

Rate of return r=4%

N = 15 years      

Since the amount of investment is same every year, we can use FV of annuity formula to calculate FV of this cash flow:

Future value = pmt x FVIFA(n,r)

                                =603.75 x FVIFA(15,4%)

                                =603.75 x20.024

                                = 12,089.24