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Check My WorkCheck My Work Problem 5-9 Bond Valuation and Interest Rate Risk The

ID: 2776985 • Letter: C

Question

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Problem 5-9
Bond Valuation and Interest Rate Risk

The Garraty Company has two bond issues outstanding. Both bonds pay $100 annual interest plus $1,000 at maturity. Bond L has a maturity of 15 years, and Bond S has a maturity of 1 year.

Why does the longer-term (15-year) bond fluctuate more when interest rates change than does the shorter-term bond (1 year)?
-Select-IIIIIIItem 7
I. Longer-term bonds have more reinvestment rate risk than shorter-term bonds.
II. Shorter-term bonds have more interest rate risk than longer-term bonds.
III. Longer-term bonds have more interest rate risk than shorter-term bonds.

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Problem 5-9
Bond Valuation and Interest Rate Risk

The Garraty Company has two bond issues outstanding. Both bonds pay $100 annual interest plus $1,000 at maturity. Bond L has a maturity of 15 years, and Bond S has a maturity of 1 year.

What will be the value of each of these bonds when the going rate of interest is 5%? Assume that there is only one more interest payment to be made on Bond S. Round your answers to the nearest cent. Bond L $   Bond S $  

What will be the value of each of these bonds when the going rate of interest is 7%? Assume that there is only one more interest payment to be made on Bond S. Round your answers to the nearest cent. Bond L $   Bond S $  

What will be the value of each of these bonds when the going rate of interest is 11%? Assume that there is only one more interest payment to be made on Bond S. Round your answers to the nearest cent. Bond L $   Bond S $  

Why does the longer-term (15-year) bond fluctuate more when interest rates change than does the shorter-term bond (1 year)?
-Select-IIIIIIItem 7
I. Longer-term bonds have more reinvestment rate risk than shorter-term bonds.
II. Shorter-term bonds have more interest rate risk than longer-term bonds.
III. Longer-term bonds have more interest rate risk than shorter-term bonds.

Explanation / Answer

price = C * [1-(1+i)^-n]/i + 1000/(1+i)^n
where
C = coupon amount per period
i= interest rate per period
n=number of periods
a)

price of bond L = 100 * [1-(1+5%)^-15]/5% + 1000/(1+5%)^15

= 1518.98

price of bond S = 100 * [1-(1+5%)^-1]/5% + 1000/(1+5%)^1

= 1047.62

b)

price of bond L = 100 * [1-(1+7%)^-15]/7% + 1000/(1+7%)^15

= 1273.24

price of bond S = 100 * [1-(1+7%)^-1]/7% + 1000/(1+7%)^1

= 1028.04

c)

price of bond L = 100 * [1-(1+11%)^-15]/11% + 1000/(1+1%)^15

= 928.09

price of bond S = 100 * [1-(1+11%)^-1]/11% + 1000/(1+11%)^1

= 990.99

d)

long term bonds have more interets rate risk than short term bonds