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The company is contemplating a new investment. It will be purchasing equipment f

ID: 2789520 • Letter: T

Question

The company is contemplating a new investment. It will be purchasing equipment for $1,000,000 that has a three-year life for tax purposes, and will be depreciated 33.33%, 44.45%, 14.81% and 7.41% over 4 years. Additionally, the company will be using equipment that is fully depreciated, initially cost $1,200,000 and has a current value of $500,000. The investment will generate sales of $730,000 in year 1, $770,000 in year 2, $760,000 in year 3 and $740,000 in year 4, Operating costs are anticipated to be 55% of sales. Assume a tax rate of36%. As part of the project the company will need to budget for yearly working capital equal to 8% of the next year's sales. Starting in year 5, sales are anticipated to be $148,000 annually, indefinitely. Cash flow from assets starting in year 5 is anticipated to be $41,810 each year The company requires a payback period of 4 years or less. Based on a required rate of retum of 6.5%, determine if this investment should be undertaken. The company also has the opportunity for a mutually-exclusive alternative investment. In that case the company would need to invest $3,000,000. The project would have an internal rate of return of 7.27%, a payback period of 3.623 years, a net present value of $64,842 and a profitability index of 1.0208. Also evaluate if this investment should be undertaken and if it is a better investment than the original proposal

Explanation / Answer

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Item Year 0 1 2    3 4    5 onwards

1.Initial Investment    (1,000,000) -- -- -- -- --

2.Book value of existing asset    ( 500,000) --    --    -- --    --

3.Net Working Capital

   (8% next yr sales) 58,400    61,600    60,800 59,200 11,840 11,840

4.Increase in working capital    (58,400) (3,200) 800    1,600 47,360 ---

5.Sales 730,000    770,000 760,000    740,000 148,000

6.Operating cost (55%)    --    401,500 423,500    418,000    407,000    81,400

7.Depreciaiton    --    333,333 444,500    148,100    74,100 --

8.Income before tax(5-6-7) -4,833    -98,000 193,900    258,900    66,600

9. Tax @36% --    -- 69.804    93,204    23,976

10.Income after tax -4,833    -98,000    124,096 165,696    42,624

11.Cash Flow from operation (10+7)    328,500 346,500 272,196    239,796    42,624

12.Cash Flow from investment    --    -- --    -- 41,810

13.Total cash flow(11+WC) (1,558,400)    325,300 347,300    273,796 287,156    84,434

Calculation of NPV

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Year PVF@6.5%    CF    PV of Cash flows

0 1    (1,558,400)    (1,558,400)

1    0.9390    325,300    305,457

2    0.8817    347,300    306,214

3    0.8279    273,796    226,676

4    0.7773 2 87,156 223,206

5 onward 0.7773 1,298,984    1,009,700   

NPV 512,853   

Profitability Index = Total Present value of cashinflows/Initial outflow = 2,071,253/1558400 = 1.3290

Decision: Original investment is preferable as its NPV and Profitabiltiy index is more than proposed investment

Note: Perpetual cash flow from 5th year = 1,298,984

PVF = Present value factor

PVF can be calculated by applying the following formulas

First year = 1/(1+r)

Second year = 1/(1+r)2

Third year = 1/(1+r)3 etc., where r = Rate of return i.e 6.5% or 0.065