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Consider the following table for a period of six years. Calculate the arithmetic

ID: 2651771 • Letter: C

Question

Consider the following table for a period of six years.

Calculate the arithmetic average returns for large-company stocks and T-bills over this time period. (Do not round intermediate calculations. Enter your answers as a percentage rounded to 2 decimal places (e.g., 32.16).)

Calculate the standard deviation of the returns for large-company stocks and T-bills over this time period. (Do not round intermediate calculations. Enter your answers as a percentage rounded to 2 decimal places (e.g., 32.16).)

What was the arithmetic average risk premium over this period? (Negative amount should be indicated by a minus sign. Do not round intermediate calculations. Enter your answer as a percentage rounded to 2 decimal places (e.g., 32.16).)

What was the standard deviation of the risk premium over this period? (Do not round intermediate calculations. Enter your answer as a percentage rounded to 2 decimal places (e.g., 32.16).)

Returns Year Large-Company Stocks U.S.
Treasury Bills Year 1 – 16.49 % 7.65 % Year 2 – 27.01 8.17 Year 3 37.59 6.23 Year 4 24.29 6.87 Year 5 – 7.88 5.63 Year 6 6.93 8.18

Explanation / Answer

Answer:

1

Calculation of the arithmetic average returns

Year

Large-Company Stocks

U.S. Treasury Bills

Year 1

-16.49%

7.65%

Year 2

-27.01%

8.17%

Year 3

37.59%

6.23%

Year 4

24.29%

6.87%

Year 5

-7.88%

5.63%

Year 6

6.93%

8.18%

Total

17.43%

42.73%

Arithmetic average returns

2.91%

7.12%

(Total /6)

2

Calculation of the standard deviation of the returns

Large-Company Stocks

Year

Return

Average Return

Deviation

Deviation Square

A

B

C

D = B-C

D*D

Year 1

-16.49%

2.91%

-19.40%

3.76%

Year 2

-27.01%

2.91%

-29.92%

8.95%

Year 3

37.59%

2.91%

34.69%

12.03%

Year 4

24.29%

2.91%

21.39%

4.57%

Year 5

-7.88%

2.91%

-10.79%

1.16%

Year 6

6.93%

2.91%

4.03%

0.16%

Sum of Deviation square

30.64%

Standard deviation = (Sum of D square /5)^(1/2)

24.75%

U.S. Treasury Bills

Year

Return

Average Return

Deviation

Deviation Square

A

B

C

D = B-C

D*D

Year 1

7.65%

7.12%

0.53%

0.00%

Year 2

8.17%

7.12%

1.05%

0.01%

Year 3

6.23%

7.12%

-0.89%

0.01%

Year 4

6.87%

7.12%

-0.25%

0.00%

Year 5

5.63%

7.12%

-1.49%

0.02%

Year 6

8.18%

7.12%

1.06%

0.01%

Sum of Deviation square

0.06%

Standard deviation = (Sum of D square /5)^(1/2)

1.06%

3

Calculation of the observed risk premium and Arithmetic Average

Year

Large-Company Stocks

U.S. Treasury Bills

Risk Premium

A

B

A-B

Year 1

-16.49%

7.65%

-24.14%

Year 2

-27.01%

8.17%

-35.18%

Year 3

37.59%

6.23%

31.36%

Year 4

24.29%

6.87%

17.42%

Year 5

-7.88%

5.63%

-13.51%

Year 6

6.93%

8.18%

-1.25%

Total

-25.30%

Arithmetic average returns

-4.22%

(Total /6)

4

Calculation of standard deviation of the risk premium

Year

Premium

Average Premium

Deviation

Deviation Square

A

B

C

D = B-C

D*D

Year 1

-24.14%

-4.22%

-19.92%

3.97%

Year 2

-35.18%

-4.22%

-30.96%

9.59%

Year 3

31.36%

-4.22%

35.58%

12.66%

Year 4

17.42%

-4.22%

21.64%

4.68%

Year 5

-13.51%

-4.22%

-9.29%

0.86%

Year 6

-1.25%

-4.22%

2.97%

0.09%

Sum of Deviation square

31.85%

Standard deviation = (Sum of D square /5)^(1/2)

25.24%

1

Calculation of the arithmetic average returns

Year

Large-Company Stocks

U.S. Treasury Bills

Year 1

-16.49%

7.65%

Year 2

-27.01%

8.17%

Year 3

37.59%

6.23%

Year 4

24.29%

6.87%

Year 5

-7.88%

5.63%

Year 6

6.93%

8.18%

Total

17.43%

42.73%

Arithmetic average returns

2.91%

7.12%

(Total /6)

2

Calculation of the standard deviation of the returns

Large-Company Stocks

Year

Return

Average Return

Deviation

Deviation Square

A

B

C

D = B-C

D*D

Year 1

-16.49%

2.91%

-19.40%

3.76%

Year 2

-27.01%

2.91%

-29.92%

8.95%

Year 3

37.59%

2.91%

34.69%

12.03%

Year 4

24.29%

2.91%

21.39%

4.57%

Year 5

-7.88%

2.91%

-10.79%

1.16%

Year 6

6.93%

2.91%

4.03%

0.16%

Sum of Deviation square

30.64%

Standard deviation = (Sum of D square /5)^(1/2)

24.75%

U.S. Treasury Bills

Year

Return

Average Return

Deviation

Deviation Square

A

B

C

D = B-C

D*D

Year 1

7.65%

7.12%

0.53%

0.00%

Year 2

8.17%

7.12%

1.05%

0.01%

Year 3

6.23%

7.12%

-0.89%

0.01%

Year 4

6.87%

7.12%

-0.25%

0.00%

Year 5

5.63%

7.12%

-1.49%

0.02%

Year 6

8.18%

7.12%

1.06%

0.01%

Sum of Deviation square

0.06%

Standard deviation = (Sum of D square /5)^(1/2)

1.06%

3

Calculation of the observed risk premium and Arithmetic Average

Year

Large-Company Stocks

U.S. Treasury Bills

Risk Premium

A

B

A-B

Year 1

-16.49%

7.65%

-24.14%

Year 2

-27.01%

8.17%

-35.18%

Year 3

37.59%

6.23%

31.36%

Year 4

24.29%

6.87%

17.42%

Year 5

-7.88%

5.63%

-13.51%

Year 6

6.93%

8.18%

-1.25%

Total

-25.30%

Arithmetic average returns

-4.22%

(Total /6)

4

Calculation of standard deviation of the risk premium

Year

Premium

Average Premium

Deviation

Deviation Square

A

B

C

D = B-C

D*D

Year 1

-24.14%

-4.22%

-19.92%

3.97%

Year 2

-35.18%

-4.22%

-30.96%

9.59%

Year 3

31.36%

-4.22%

35.58%

12.66%

Year 4

17.42%

-4.22%

21.64%

4.68%

Year 5

-13.51%

-4.22%

-9.29%

0.86%

Year 6

-1.25%

-4.22%

2.97%

0.09%

Sum of Deviation square

31.85%

Standard deviation = (Sum of D square /5)^(1/2)

25.24%