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The Code provides: a. parties to a security agreement have a great deal of freed

ID: 337568 • Letter: T

Question

The Code provides:

a. parties to a security agreement have a great deal of freedom in drafting their agreement.

b. security agreements may not contain a provision for acceleration, at the secured party’s option, of all payments upon default in any payment by the debtor.

c. that if the secured party becomes insecure about the prospects of future payments, the only recourse is to require the debtor to name a surety for the remaining debt.

d. a security agreement may describe the collateral as “all my personal property.”

Explanation / Answer

The Code provides:

a. parties to a security agreement have a great deal of freedom in drafting their agreement.

b. security agreements may not contain a provision for acceleration, at the secured party’s option, of all payments upon default in any payment by the debtor.

c. that if the secured party becomes insecure about the prospects of future payments, the only recourse is to require the debtor to name a surety for the remaining debt.

d. a security agreement may describe the collateral as “all my personal property.”